What's hot and what's not for your wallet this month?

Here are our top picks for the December 2024 Boom or Bust list!

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Booming.

• Going plastic free this Christmas (see Shona's family's efforts below!)
• Not spending money by having yourself a thrifty little Christmas and joining the ““Proudly Stingy” movement
• Buying your first home before the investors come back
• Taking a cheap roady as lower fuel prices expected this summer
• Starting a new high paying career that doesn't require massive student debt
• Still planning for retirement, despite economic woes  
• Saving money on mortgages, as banks drop interest rates
• Dipping your toes into property investment
• Using a mortgage broker to get lending
• Demanding ethical investment options and ditching sin stocks
• Dabbling in Bitcoin (not a recommendation from us by the way, read this handy MoneyHub guide for more info on this kind of investment).

‍Busted.

• More chances of getting scammed at Christmas
• Paying more for power from April
• Waiting for banks’ processing times. Sigh.  
• Having to rely on Buy Now Pay Later to pay for Xmas (check out some of our alternative ideas here)
• Getting ripped off at the supermarkets
• Worrying about your job
• Death to 80,000 chickens
• Saying goodbye to another iconic Wellington business

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