The team has a korero about some important questions we will be asking ourselves, and you, in 2023.  

What financial decisions am I proud of this year?

What financial fails can I avoid next year?

What do I want to do differently with my money next year?

What opportunities and threats do I have on the horizon next year?

Can I bump up my Kiwisaver contribution from the default 3%?

Do I need ALL those streaming services?

How can we be Pro-active with our financial decisions rather than Re-active?

Is my industry/career developing, stagnating, or declining?

Do I need a financial plan to have a clean slate starting off for the year?

If you knew for a fact you weren't ever going to make more in a year then you currently do, what would you start doing differently?

Have I set my financial goals for 2023 and what steps do I need to put in place to ensure I achieve those goals?

If the cost of living continues to rise, what can I do to ensure I will be okay?  

(E.g., Insurances, a good budget)

What do I want my overall financial position to look like this time next year and what do I need to do to get there?

If I have an unexpected bill next year, will I have enough saved to pay for it?

What things do I need to put into place now, to ensure that my dreams come to fruition later?

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